Driving to Puerto Penasco? Mexican Auto Liability Insurance Driving into Mexico your first time can be an interesting experience. Road signs are in Spanish, you are distracted by the sights and sounds, road side vendors are jumping in front of your moving vehicle and you are trying to find your way. The best advice is to be prepared. Know your route and destination, make sure your vehicle is well maintained, and absolutely have Mexican auto insurance before you enter Mexico. Mexican law requires that you have at minimum Mexican liability auto insurance underwritten by a Mexican insurance company.
Planning A Trip to Mexico? Purchasing Mexico Auto Insurance
For many years tourists and businesspersons who drive to Mexico have been purchasing insurance to properly protect their vehicle; however, still today many of the same questions are being asked. It is ironic that most of us use great care when purchasing insurance in the US, yet use a lesser standard of care when purchasing coverage for Mexico.
When purchasing any type of insurance for Mexico, buyers should analyze a number of issues including: 1. Do I need to purchase coverage from a Mexican Insurer? 2. What are the differences between a US and Mexico Insurance policy? 3. What type of insurance do I need, and at what limits? 4. Are the US Broker and Mexican Insurer they represent reputable and in sound financial condition?.
By Rosie Glover of ProAlliance Insurance No one likes shopping for insurance. It isn’t fun, or pretty, or even useful…until you really need it. Unfortunately, no matter how un-fun it is to buy, there’s nothing like the security of knowing that in the event of an unforeseen accident you are not only covered, but that you can rely on the very professionals who sold you the policy to help you process your claim quickly and as painlessly as possible. This is, of course, doubly important if we’re talking about insurance in Mexico, and triply important if you do not speak Spanish or understand Mexican laws and procedures.
Why Should I Buy Mexican Car Insurance? Driving a car to Mexico can be a really great experience. When you drive to Mexico, you will have the freedom to go where you want, when you want. You can explore Mexico's back roads, take day trips to isolated villages, and see parts of Mexico that most tourists would never get a chance to see.
When planning a driving trip to Mexico, you will need to buy Mexican car insurance. There are several reasons for this. One is that it is the law that you have insurance when you drive a car in Mexico. The other main reason is that your current insurance from America or Canada will not cover you in Mexico.
Vacation season is coming fast. Some of you may plan on a trip to Mexico. Here in Mexico we have a situation called “Mordida” (bite). It has been going on a long time in this country and doesn’t look to be ending any time soon. Mordida is essentially giving a ‘payoff’ to avoid a more problematic traffic ticket.
If you have actually perpetrated a traffic infraction mordida might be called expedient justice. In this instance it is efficient and usually will cost less than a comparable infraction in the United States; if nothing else it will not have an effect on your Mexican insurance and driving record.